Bank-grade protection, worker-first design
Serving people the system has failed means earning trust at every step, from encryption and fraud models to the regulators and networks we build on.
Protection built into every layer
Strong encryption
Data is locked in transit and at rest with AES-256, and secrets live in a hardware-backed vault.
Face and fingerprint
Biometric unlock and device binding keep each account with its rightful owner.
Round-the-clock fraud watch
Models watch for anything unusual and can freeze a card the moment something looks wrong.
Visa zero liability
Cardholders are protected against payments they did not make, across the Visa network.
A licensed bank behind it
Money and card issuing sit with a regulated bank. BlueCards never holds deposits itself.
Careful access
Least-privilege controls, full audit logs and encrypted backups protect worker data end to end.
Built to be trusted with people's money
A card that touches wages, credit and insurance needs the right approvals behind it. This is the stack a company like BlueCards runs on.
Held directly or through our licensed bank partner and certified providers.
Trust you can check
We hold worker money and data to a higher standard, not a lower one.
Your data stays yours
Worker data is kept in the country, never sold, and used only to run the service. People can export or delete it whenever they ask.
Plain, fair terms
No hidden fees and no traps. Pricing is flat and spelled out in plain Bangla, the opposite of a moneylender.
Regulated by design
Built to line up with Bangladesh Bank guidance, with identity checks, a Visa sponsor and a licensed insurer.
BlueCards Technologies Ltd is a financial technology company, not a bank. Cards are issued by our partner bank on the Visa network, and regulated services are provided under Bangladesh Bank authorisation. Credit, limits and features depend on eligibility, verification and approval.
Security and compliance questions
No. We are an independent company. The card runs on the Visa network through a licensed bank partner. We build the technology and the everyday experience on top.
Nothing. Cards, onboarding, the dashboard and support are all free for employers. We earn from card fees and optional products, never from your workers' pay.
It is based on the pay we can verify from payroll, not a traditional credit check. That is how we can say yes to people with no credit history.
Every active cardholder is enrolled in group health and accident cover from a licensed insurer. It grows with time on the job and costs the worker nothing.
No. There is no app, ever. Anyone runs the whole account by voice over a normal phone call — add money, block the card, check a balance or arrange a cash-out, all in their own language.
We are starting in Bangladesh. The same idea, a card built on verified pay, works anywhere people are paid in cash, so we plan to grow across the region.
Give your team the card they have already earned
Onboarding takes an afternoon. It is free for employers, it changes a worker's month, and a simple dashboard shows you the difference.
No cost. No hardware. Live in days.
For investors →