We are building the money system the workforce deserves

BlueCards started with a simple unfairness. The people who build everything are the ones the financial system serves last. We are here to turn that around.

Give every blue-collar worker a full financial life. A card, credit, protection and a real path to savings.

In Bangladesh, more than seven crore people earn a living with their hands, in garment factories, on building sites, behind the wheel and on the delivery bike. They keep the country moving, yet most are paid in cash, shut out of credit, and one emergency away from a moneylender.

We founded BlueCards in 2025 to change that with software, turning a wage we can verify into credit today, investments for tomorrow, and a retirement they were never offered.

BlueCards Technologies Ltd is the registered entity behind BlueCards, a private company limited by shares incorporated with the Registrar of Joint Stock Companies and Firms (RJSC), Dhaka (Company No. C-198427/2025). Registered office: Level 7, Bay's Galleria, 57 Gulshan Avenue, Dhaka 1212, Bangladesh.
A Bangladeshi woman carrying a basket through a green paddy field

The workforce we build for. Documentary photography from across working Bangladesh.

The things we will not compromise

A young Bangladeshi woman in a headscarf working at a textile loom

Dignity first

We design for respect, not pity. Workers are customers to delight, never cases to manage.

Two women sitting together in a village courtyard

Plain and honest

No hidden fees, ever. If we cannot explain it in one plain Bangla sentence, we do not ship it.

A woman in a red sari standing outdoors in a rural setting

For everyone

If it does not work for someone on a basic phone with no credit history, it is not finished.

A Bangladeshi woman carrying a basket through a green paddy field

Built to last

We make each decision for the hundred-millionth worker, not just the first thousand.

Operators, not tourists

People who have shipped payments at scale and spent real time on the factory floor.

Ayesha Karim

Ayesha Karim

Co-founder and CEO

Years in mobile money and financial inclusion

LinkedIn
Rifat Hossain

Rifat Hossain

Co-founder and CTO

Payments infrastructure and ledgers

LinkedIn
Nabila Chowdhury

Nabila Chowdhury

Head of Credit

Lending to people with no credit history

LinkedIn
Imran Kabir

Imran Kabir

Head of Field Ops

Onboarding whole factory floors

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We are hiring in Dhaka

Engineering, credit, design and field operations. Come build the money system for the people who build everything.

See open roles

Bangladesh first. The region next.

A card built on verified pay, early wages and QR payments works anywhere people are still paid in cash. What we are proving in Dhaka is built to travel.

500M+

blue-collar workers across South and Southeast Asia

Now
Bangladesh
Nine districts, growing nationwide
2026
Payroll corridors
Garments, logistics, construction
Next
South and Southeast Asia
India, Nepal, Vietnam, Indonesia
Later
Gulf remittance
Money migrant workers send home

Give your team the card they have already earned

Onboarding takes an afternoon. It is free for employers, it changes a worker's month, and a simple dashboard shows you the difference.

No cost. No hardware. Live in days.

For investors